Gas... what's that?

The last month's been wonderful without having to drive to work! I get questioned by some people every so often as to whether I miss my car since everyone drives in the US, and my plain and simple answer is a big "NOPE" =)

Why deal with having to sit in traffic and trying to weave through different cars while you can walk in traffic while taking in the B.O. from people during rush hour in the MTR? Cost is the answer... I've been doing some calculations and I believe I used to spend about $60 USD on gas every 5 days, however, I only spend around $10 on the MTR these days. Figuring $50 savings X 73 (365/5) = $3650... WOAH I just got another raise? woohoo =)

401K and Pension with AT&T...

Oh dammit, so apparently since I'm going to be in HK and on HK's payroll, I've got to figure out what to do with my 401K and Pension... after talking to the Fidelity's "retirement" representative, I think I've got a good idea as to what I wanna do. I thought it was funny that I was being transferred to a retirement representative... "OH you bet I'd like to retire at the age of 31" I said.

401K:
I'm going to have to find out where I'll want to roll this money over to, anyone know of where I should go? I have a roth IRA with Vanguard right now, perhaps I'll rollover to an IRA there... hmm, but then again since I do plan on coming back in 2 years, I may just leave it with Fidelity and not do anything with it... Yes, there we go, that's my plan!

Pension to take at age 65:
$776.35/month, every month for remainder of my life
$114,496.10 Lump Sum

Hmm, not bad... but then again when I'm 65, $776.35 might not be much anymore... oh well, can't do nothing with it, so it'll just have to sit there.